Life insurance & living benefits · Serving Canadians
Life Insurance in Canada for Today, Tomorrow & Life
Protect the people you love, the income you rely on, and the future you’re building. Explore life insurance and living benefits with personalized guidance from advisors who help you understand your options and choose coverage that fits your life.
- Personalized guidance
- Support from consultation to coverage
- Nothing is submitted to an insurer without your approval
Thanks — we’ve received your information.
Your coverage request is now with us. A licensed advisor will review your answers and help you understand the options that may fit your needs.
What happens next?
- We'll be in touch to discuss your coverage options and answer any questions.
- Nothing is submitted to an insurer unless you decide to move forward.
Personal guidance
Advice based on your situation.
Coverage options
Explore protection for different stages of life.
Serving Canadians
Connect with insurance professionals across Canada.
No-pressure conversation
Understand your options before deciding.
Protection
Protection that fits your life
Insurance isn’t just about choosing a policy. It’s about protecting the people, income and future that matter to you.
Coverage
Coverage for life’s what-ifs
What if life changed tomorrow? A serious illness, an unexpected injury, a trip away from home, or simply planning for the people you love. Explore coverage designed to help you prepare for what comes next.
Life insurance
If you weren’t here tomorrow, would the people you love be financially prepared?
Critical illness insurance
If a serious illness changed your plans, could you focus on recovery instead of finances?
Disability & income protection
If you couldn’t work for a while, how long could your income keep up?
Travel insurance
If the unexpected happened away from home, would you be prepared for the cost?
Final expense insurance
Help make sure your family isn’t left managing the financial burden of final expenses.
Savings & Growth
Build toward your future with savings strategies designed around your goals.
Calculator
Not sure how much insurance coverage you may need?
Your income, mortgage, debts, family responsibilities and existing coverage can all affect how much protection may be worth considering.
Takes only a few minutes and gives you a starting point for a more informed conversation.
See what goes into your estimate
We’ll walk you through a few simple questions to help build your personalized estimate.
About you
Your household and situation
Dependents
Who relies on you financially
Financial responsibilities
Mortgage and major obligations
Liabilities & debt
Loans and outstanding balances
Province & income
Income and location considerations
Your estimated coverage
$ — — —
Personalized based on the information you provide
Who we help
Protection for where you are—and where you’re going.
Life changes. Families grow, careers evolve, businesses expand, and new opportunities begin. Find insurance solutions that can grow and adapt with you.
Individuals
Protect your income, financial goals, and the life you’re building with coverage designed around you.
Families
Help protect the people who depend on you and the financial future you’re building together.
New to Canada
Understand your insurance options in Canada and start building a strong financial foundation for your new chapter.
Healthcare Professionals
Protect the income and career you’ve worked hard to build with coverage suited to healthcare professionals.
Self-Employed
When your income depends on you, the right protection can help keep your plans on track when life changes unexpectedly.
Business Owners
Protect your business, your income, and the people who help make your company successful.
Why Cover For Life
Insurance doesn’t have to feel complicated
We’re here to help you understand your options and make informed decisions for today and tomorrow.
Protection for today.
Confidence for tomorrow.
Guidance for every stage of life.
Clear, personal guidance
Start with your needs, questions and priorities — not a one-size-fits-all recommendation.
Access to licensed professionals
Connect with licensed insurance professionals who can help you understand available coverage options.
Options explained clearly
Understand what you're considering, how it works and what questions to ask before moving forward.
You're in control
Nothing is submitted to an insurer without your knowledge and approval.
How it works
Four simple steps
- 01
Tell us about you
A few quick questions — about two minutes. No medical questions.
- 02
See your coverage options
We review what fits your situation and prepare clear options.
- 03
Talk it through
By phone, video, or in person — whatever suits you.
- 04
Decide with no pressure
Nothing is submitted to an insurer until you say so.
Meet your advisors
Real people. Personal guidance.
Meet Hazel and Joemarie Dino, the advisors behind Cover For Life. We help individuals and families understand their insurance options and make informed decisions about protecting what matters most.
Meet Hazel & Joemarie
Hazel & Joemarie Dino
Insurance Advisors · Cover For Life
Serving Canadians across multiple provinces
We listen first
Your family, responsibilities, goals and concerns come before the products.
We make insurance easier to understand
Clear explanations without unnecessary insurance jargon.
We help you explore your options
We help you compare solutions based on your needs, priorities and budget.
We’re here as life changes
Marriage, children, a new home, a business or retirement can change what protection makes sense.
Client experiences
What clients say
Real experiences from clients we’ve helped.
“Hazel is very knowledgeable and always happy to assist with our questions and concerns. She has provided us with great advice, and we feel our insurance and investments are in good hands.”
A.J.
Google Review
“Hazel helped my son and me with our life insurance and made the entire experience easy to understand. She was patient, knowledgeable and professional, explaining every step clearly without making us feel overwhelmed. Even after our policy was set up, she continued to follow up and make sure everything stayed aligned with our goals. She’s someone you can count on for the long term.”
K.A.
Google Review
Reviews have been shortened for readability while preserving the original meaning.
Learn
Insurance made easier to understand
Helpful articles and resources to guide you at every stage of your insurance journey.
Life insurance
Term vs. permanent life insurance
Which one may be right for you?
Article coming soon
Planning
How much life insurance do I need?
Key factors to consider.
Article coming soon
Living benefits
What is critical illness insurance?
Coverage, benefits and what to know.
Article coming soon
FAQ
Common questions
Get clear answers to the most common questions about insurance in Canada. Can’t find what you’re looking for? Reach out and a licensed insurance professional will help.
Book a consultation